A public service announcement

This public service announcement is regarding your banking needs. It has recently come to my attention that a large percentage of the people in America think it perfectly acceptable to call up their banker and yell at them. This is not true. It is in fact, NOT acceptable to call up your banker and be rude in any way. I feel as though it is my responsibility to inform you that your banker is your friend. Yes, it is true that they hold your money. It is also true, that you took it to the bank, and left it in their care. So, if you are in need of a favor, i.e. - you spent more money than you deposited and you would like a refund of the charges that the bank placed on your account - it is in your best interest to ask for this assistance in a kind way. By asking in a nice way, I promise your chances of actually receiving a refund increase by 10 fold. Thank you.